Privacy Policy for eRatey – Nepali Exchange Rate & Alerts

Effective date: November 8, 2026

eRatey – Nepali Exchange Rate & Alerts ("the app"), developed by eSoftTech Inc. eRatey requires no account, registration or login, and we do not collect your name, email address, phone number or precise location.

No account, no registration

The app does not require user registration or login. We do not collect names, phone numbers, email addresses or precise location through the app, and the app requests no GPS permission.

Data stored on your device

  • Preferences stay local — your selected country, default currency, preferred language (Nepali or English), notification frequency and time, favourite currency pairs, interface settings and completed-onboarding status are stored locally on your device only (SharedPreferences / local storage). They are never transmitted to us.
  • Cached rates stay local — the last exchange rates and previously loaded history are cached on your device so the app works offline. Uninstalling the app removes this local data; cached data can also be cleared in Settings.
  • Notification delivery (when enabled) — if you enable push notifications in a later version, the backend may store only a Firebase installation/token identifier, your currency preference, notification schedule, time zone and any target-alert configuration — the minimum needed to deliver the alert. You can disable notifications and remove the server-side subscription in Settings at any time.

Exchange rate data

The app fetches exchange rates over HTTPS from Nepal Rastra Bank (NRB) and Frankfurter (international reference rates), with ExchangeRate-API as a backup. These requests contain no personal data about you — only the currency codes requested. Rates are cached centrally and on your device to avoid unnecessary requests, and every displayed rate is labelled with its source and last-updated time.

Advertising (AdMob disclosure)

The free version shows advertisements served by Google AdMob: adaptive banner ads at the top and bottom of content pages, and a full-screen interstitial ad when you exit the app — never on onboarding screens, never inside notification permission prompts, and never during a calculation. During development the app uses Google's test ad units. When your device is online, AdMob may transmit advertising data — such as the device Advertising ID and related technical identifiers — to serve and measure ads, under Google's Privacy Policy. Where required (for example in the EEA), the app presents Google's consent form so you can choose personalized or non-personalized ads. Your currency preferences and cached rates are not shared with AdMob by us.

Permissions

  • Internet: used only to fetch fresh exchange rates and to load advertisements. Cached rates and the calculator work offline.
  • Notifications (only if you enable them): used only to deliver the rate alerts you choose (daily, weekly, monthly or target-rate). You can deny permission and still use the whole app.
  • The app requests no contacts, camera, microphone, GPS/location or photo-library permissions.

Exchange-rate disclaimer

Exchange rates are provided for informational purposes only. Actual rates offered by banks, money transfer services, and financial institutions may differ. Please verify the final rate with your service provider before making a transaction. The app does not transfer money, hold user funds, process remittances, provide guaranteed exchange rates or execute currency trades.

Children

eRatey is a general-audience utility app and is not directed at children under 13. We do not knowingly collect personal data from anyone, including children — the app collects no personal data at all.

Changes

If this policy changes, the updated version will be posted at this URL with a revised effective date.

Contact

Questions about this policy: info@esofttechinc.com